PUNJAB NATIONAL BANK is an Indian state-owned financial services company established in 1907 and headquartered in Chennai, India. It serves over 100 million customers with 20,924 employees, 6,089 branches with 5,022 ATMs, and 1,494 cash deposit machines and is one of the top-performing public sector banks in India.

Garacharma IFSC Code | PNB | Port Blair  IFSC code 11 digit code where first 4 digits are alphabets, 5th digit is always ZERO and last 5 digit represents branch code. The IFSC and MICR code for PNB are easily available online and also on cheque books issued by the bank. Every cheque leaf of a checkbook issued by the bank will carry the IFSC code of the issuing branch.

Garacharma PNB timings for NEFT, RTGS, IMPS

Transaction Timings are from Monday to Saturday (except 2nd & 4th Saturday)

  • NEFT Timings:- 8 AM to 6:30 PM
  • RTGS Timings:-     8 AM to 4:30 PM
  • IMPS Timings:- 24×7

PNB charges for NEFT, RTGS, IMPS

On Digital Platform

  •   RBI has removed charges for NEFT, RTGS payments. It has asked banks to pass on benefits to customers.
  • RTGS is used for transferring high value amounts. The minimum amount that can be currently transferred is Rs 2 lakh.

This move will benefit the small traders who deal in small value transactions and operates on small margins.

NEFT is a payment system facilitating funds transfers from one bank account to another.

Garacharma IFSC Code | Garacharma MICR Code

IFSC PUNB0594300
MICR 744024003
BRANCH Garacharma
ADDRESS Bathubhasti, Garacharma Port Blair Andaman And Nicobar
CITY1 Port Blair
CITY2 Port Blair
STATE Andaman And Nicobar Island


 IFSC MICR Code of Punjab National Bank Andaman And Nicobar Island

Cac Andaman And Nicobar IFSC Code PNB
Prothrapur IFSC Code PNB
Garacharma IFSC Code PNB
Junglyghat IFSC Code PNB